/* =========================================================
   Akad Seguros — Design Tokens
   ========================================================= */

:root {
  /* ---------- BRAND COLORS — Primary (rosa AKAD) ---------- */
  --primary-darker:   #720028;
  --primary-dark:     #b2003f;
  --primary-base:     #e3175e;
  --primary-light:    #faaec9;
  --primary-lighter:  #ffd9e6;
  --primary-lightest: #ffebf1;

  /* ---------- BRAND COLORS — Secondary (navy AKAD) ---------- */
  --secondary-darker:   #001d40;
  --secondary-dark:     #062854;
  --secondary-base:     #1c4173;
  --secondary-light:    #7c97b8;
  --secondary-lighter:  #dee7f1;
  --secondary-lightest: #ebf1f7;

  /* ---------- NEUTRALS ---------- */
  --neutral-00:  #fff;
  --neutral-05:  #fafafa;
  --neutral-10:  #f5f5f5;
  --neutral-20:  #eee;
  --neutral-30:  #e0e0e0;
  --neutral-40:  #bdbdbd;
  --neutral-50:  #9e9e9e;
  --neutral-60:  #757575;
  --neutral-70:  #616161;
  --neutral-80:  #424242;
  --neutral-90:  #212121;
  --neutral-100: #1f1b1c;

  /* ---------- BACKGROUND ---------- */
  --bg-base:    var(--neutral-00);
  --bg-inverse: var(--neutral-100);

  /* ---------- FEEDBACK ---------- */
  --info-dark:    #003399;
  --info-base:    #0064CC;
  --info-light:   #B6DEFF;
  --info-lighter: #E5EEFF;

  --success-dark:    #219C00;
  --success-base:    #75C24A;
  --success-light:   #BCEF96;
  --success-lighter: #E5FFDB;

  --error-dark:    #A00505;
  --error-base:    #E01818;
  --error-light:   #FF7171;
  --error-lighter: #FFC0C0;

  --alert-dark:    #C78800;
  --alert-base:    #EBA400;
  --alert-light:   #FFD49F;
  --alert-lighter: #FFF39A;

  /* ---------- SEMANTIC SHORTCUTS ---------- */
  --fg-1: var(--neutral-90);    /* primary text */
  --fg-2: var(--neutral-70);    /* secondary text */
  --fg-3: var(--neutral-50);    /* placeholder, helper */
  --fg-on-primary: #FFFFFF;
  --fg-on-inverse: #FFFFFF;
  --fg-link: var(--info-base);
  --fg-link-visited: var(--secondary-base);

  --surface-1: var(--bg-base);          /* cards, content */
  --surface-2: var(--neutral-05);       /* page background */
  --surface-3: var(--neutral-10);       /* nested / hover */
  --surface-tint: var(--secondary-lightest); /* subtle brand wash */

  --border-subtle:    var(--neutral-20);
  --border-default:   var(--neutral-30);
  --border-strong:    var(--neutral-50);
  --border-focus:     var(--primary-base);
  --border-error:     var(--error-base);

  /* ---------- TYPOGRAPHY — families ---------- */
  --font-display: 'Poppins', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --font-body:    'Open Sans', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  --font-mono:    ui-monospace, 'SF Mono', Menlo, Consolas, monospace;

  /* ---------- TYPOGRAPHY — weights ---------- */
  --w-extralight: 200;
  --w-light:      300;
  --w-regular:    400;
  --w-medium:     500;
  --w-semibold:   600;
  --w-bold:       700;
  --w-extrabold:  800;

  /* ---------- TYPOGRAPHY — scale (web) ---------- */
  --fs-xxs:  10px;
  --fs-xs:   11px;
  --fs-sm:   13px;
  --fs-md:   16px;
  --fs-lg:   20px;
  --fs-xl:   24px;
  --fs-xxl:  32px;
  --fs-xxxl: 40px;
  --fs-huge: 96px;

  /* ---------- TYPOGRAPHY — line heights ---------- */
  --lh-tight:   1.0;   /* 100% — display */
  --lh-medium:  1.2;   /* 120% — default headings */
  --lh-distant: 1.5;   /* 150% — body */

  /* ---------- SPACING — Stack (vertical between elements) ---------- */
  --stack-quark: 4px;
  --stack-nano:  8px;
  --stack-xxxs:  16px;
  --stack-xxs:   24px;
  --stack-xs:    32px;
  --stack-sm:    40px;

  /* ---------- SPACING — Inset (padding inside components) ---------- */
  --inset-xs:  8px;
  --inset-sm:  16px;
  --inset-md:  24px;
  --inset-lg:  32px;
  --inset-xl:  40px;
  --inset-xxl: 48px;

  /* ---------- RADIUS ---------- */
  --r-sm:   4px;   /* inputs, small chips */
  --r-md:   8px;   /* cards, modals, buttons */
  --r-lg:   12px;  /* large hero modules */
  --r-pill: 999px; /* pills, avatars */

  /* ---------- SHADOWS ---------- */
  --shadow-sm: 0 1px 2px rgba(31, 31, 33, 0.06);
  --shadow-md: 0 4px 12px rgba(31, 31, 33, 0.08);
  --shadow-lg: 0 12px 32px rgba(31, 31, 33, 0.12);

  /* ---------- MOTION ---------- */
  --t-fast:   150ms ease-out;
  --t-normal: 200ms ease-out;
  --t-slide:  240ms cubic-bezier(.2,.8,.2,1);

  /* ---------- LAYOUT ---------- */
  --header-h: 64px;
  --sidebar-w: 240px;
  --content-max: 1280px;
}

/* =========================================================
   Base reset (very light)
   ========================================================= */
*, *::before, *::after { box-sizing: border-box; }
html, body { margin: 0; padding: 0; }
body {
  font-family: var(--font-body);
  font-size: var(--fs-md);
  line-height: var(--lh-distant);
  color: var(--fg-1);
  background: var(--surface-1);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

/* =========================================================
   Semantic typography helpers
   Use directly OR mix into your own selectors.
   ========================================================= */

/* Display */
.t-huge {
  font-family: var(--font-display);
  font-weight: var(--w-bold);
  font-size: var(--fs-huge);
  line-height: var(--lh-tight);
  letter-spacing: -0.02em;
}

/* Headings — Poppins Bold per spec */
.t-h1, h1.t {
  font-family: var(--font-display);
  font-weight: var(--w-bold);
  font-size: var(--fs-xxxl);   /* 40 */
  line-height: var(--lh-medium);
  letter-spacing: -0.01em;
}
.t-h2, h2.t {
  font-family: var(--font-display);
  font-weight: var(--w-bold);
  font-size: var(--fs-xxl);    /* 32 */
  line-height: var(--lh-medium);
}
.t-h3, h3.t {
  font-family: var(--font-display);
  font-weight: var(--w-bold);
  font-size: var(--fs-xl);     /* 24 */
  line-height: var(--lh-medium);
}
.t-h4, h4.t {
  font-family: var(--font-display);
  font-weight: var(--w-bold);
  font-size: var(--fs-lg);     /* 20 */
  line-height: var(--lh-medium);
}
.t-h5, h5.t {
  font-family: var(--font-display);
  font-weight: var(--w-bold);
  font-size: var(--fs-md);     /* 16 */
  line-height: var(--lh-medium);
}

/* Subtitles — Poppins Regular */
.t-sub-lg {
  font-family: var(--font-display);
  font-weight: var(--w-regular);
  font-size: var(--fs-lg);
  line-height: var(--lh-medium);
  color: var(--fg-2);
}
.t-sub-sm {
  font-family: var(--font-display);
  font-weight: var(--w-regular);
  font-size: var(--fs-md);
  line-height: var(--lh-medium);
  color: var(--fg-2);
}

/* Paragraphs — Open Sans */
.t-p-lg {
  font-family: var(--font-body);
  font-weight: var(--w-regular);
  font-size: var(--fs-lg);
  line-height: var(--lh-distant);
}
.t-p, .t-p-base {
  font-family: var(--font-body);
  font-weight: var(--w-regular);
  font-size: var(--fs-md);
  line-height: var(--lh-distant);
}
.t-p-sm {
  font-family: var(--font-body);
  font-weight: var(--w-regular);
  font-size: var(--fs-sm);
  line-height: var(--lh-distant);
}
.t-p-bold { font-weight: var(--w-bold); }

/* Caption */
.t-caption {
  font-family: var(--font-body);
  font-weight: var(--w-regular);
  font-size: var(--fs-xs);
  line-height: var(--lh-medium);
  color: var(--fg-2);
}
.t-caption-bold { font-weight: var(--w-bold); }

/* Buttons & Links */
.t-button {
  font-family: var(--font-body);
  font-weight: var(--w-semibold);
  font-size: var(--fs-md);
  line-height: var(--lh-medium);
  letter-spacing: 0.01em;
}
.t-link {
  color: var(--fg-link);
  text-decoration: none;
  transition: text-decoration var(--t-fast);
}
.t-link:hover    { text-decoration: underline; }
.t-link:visited  { color: var(--fg-link-visited); }

/* Tabular digits — for currency / dates / IDs */
.t-tabular {
  font-variant-numeric: tabular-nums;
  font-feature-settings: "tnum" 1;
}

/* Eyebrow / badge label */
.t-eyebrow {
  font-family: var(--font-body);
  font-weight: var(--w-bold);
  font-size: var(--fs-xs);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--fg-2);
}


/* =========================================================
  Landing page style
   ========================================================= */

html {
  scroll-behavior: smooth;
}

body {
  color: var(--neutral-90);
  background: var(--neutral-00);
  font-family: 'Open Sans', system-ui, sans-serif;
  font-size: 16px;
  line-height: 1.6;
}

.wrap {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}

/* ---------- type ---------- */
h1,
h2,
h3,
h4 {
  font-family: 'Poppins', system-ui, sans-serif;
  color: var(--secondary-base);
  margin: 0;
  letter-spacing: -0.01em;
}

h1 {
  font-weight: 700;
  font-size: clamp(36px, 5vw, 56px);
  line-height: 1.1;
}

h2 {
  font-weight: 700;
  font-size: clamp(28px, 3.4vw, 36px);
  line-height: 1.15;
}

h3 {
  font-weight: 600;
  font-size: 22px;
  line-height: 1.3;
}

h4 {
  font-weight: 600;
  font-size: 18px;
  line-height: 1.3;
}

p {
  margin: 0;
}

.eyebrow {
  font-family: 'Open Sans', sans-serif;
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--primary-base);
}

.muted {
  color: var(--neutral-70);
}

section {
  padding: clamp(56px, 9vw, 96px) 0;
}

/* ---------- buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  height: 52px;
  padding: 0 28px;
  border-radius: var(--r-sm);
  font-family: 'Open Sans', sans-serif;
  font-weight: 600;
  font-size: 16px;
  border: 1.5px solid transparent;
  cursor: pointer;
  transition: background 160ms ease, color 160ms ease, border-color 160ms ease, transform 60ms ease;
  text-decoration: none;
  white-space: nowrap;
}

.btn:active {
  transform: translateY(1px);
}

.btn-primary {
  background: var(--primary-base);
  color: var(--neutral-00);
}

.btn-primary:hover {
  background: var(--primary-dark);
}

.btn-secondary {
  background: var(--neutral-00);
  color: var(--primary-base);
  border-color: var(--primary-base);
}

.btn-secondary:hover {
  background: var(--primary-lightest);
  color: var(--primary-dark);
  border-color: var(--primary-dark);
}

.btn-outline-white {
  background: transparent;
  color: var(--neutral-00);
  border-color: rgba(255, 255, 255, 0.55);
}

.btn-outline-white:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: var(--neutral-00);
}

.btn-white {
  background: var(--neutral-00);
  color: var(--primary-base);
}

.btn-white:hover {
  background: var(--primary-lightest);
}

.btn-sm {
  height: 40px;
  padding: 0 18px;
  font-size: 14px;
}

/* ---------- header ---------- */
.header {
  --header-bar-h: 72px;
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, 0.94);
  backdrop-filter: blur(8px);
  border-bottom: 1px solid var(--neutral-20);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-bar-h);
}

.logo {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  text-decoration: none;
}

.logo-img {
  height: 36px;
  width: auto;
  display: block;
}

.logo .mark {
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: 28px;
  color: var(--primary-base);
  letter-spacing: -0.03em;
  line-height: 1;
}

.logo .sub {
  font-family: 'Poppins', sans-serif;
  font-weight: 300;
  font-size: 18px;
  color: var(--secondary-base);
  letter-spacing: -0.01em;
}

.nav-right {
  display: flex;
  align-items: center;
  gap: 16px;
  white-space: nowrap;
  position: relative;
}

.nav-toggle {
  display: none;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: 5px;
  width: 44px;
  height: 44px;
  padding: 0;
  margin: 0;
  border: 0;
  border-radius: var(--r-sm);
  background: transparent;
  cursor: pointer;
  flex-shrink: 0;
}

.nav-toggle:focus-visible {
  outline: 2px solid var(--primary-base);
  outline-offset: 2px;
}

.nav-toggle-bar {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--secondary-base);
  border-radius: 1px;
  transition: transform var(--t-fast), opacity var(--t-fast);
}

.header.is-nav-open .nav-toggle-bar:nth-child(1) {
  transform: translateY(7px) rotate(45deg);
}

.header.is-nav-open .nav-toggle-bar:nth-child(2) {
  opacity: 0;
}

.header.is-nav-open .nav-toggle-bar:nth-child(3) {
  transform: translateY(-7px) rotate(-45deg);
}

.nav-panel {
  display: flex;
  align-items: center;
  gap: 16px;
}

@media (max-width: 768px) {
  .nav-toggle {
    display: inline-flex;
  }

  .nav-panel {
    position: fixed;
    top: var(--header-bar-h);
    left: 0;
    right: 0;
    z-index: 60;
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
    padding: 16px 20px 20px;
    background: var(--neutral-00);
    border-bottom: 1px solid var(--neutral-20);
    box-shadow: var(--shadow-md);
    opacity: 0;
    visibility: hidden;
    transform: translateY(-8px);
    transition: opacity var(--t-normal), transform var(--t-normal), visibility var(--t-normal);
    pointer-events: none;
  }

  .header.is-nav-open .nav-panel {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
    pointer-events: auto;
  }

  .nav-panel .btn {
    width: 100%;
    white-space: normal;
    text-align: center;
  }
}

.nav-link {
  color: var(--secondary-base);
  text-decoration: none;
  font-weight: 600;
  font-size: 14px;
  padding: 8px 4px;
}

.nav-link:hover {
  color: var(--primary-base);
}

/* ---------- hero (editorial / data-forward — opção H) ---------- */
.hero {
  position: relative;
  background: var(--neutral-05);
  overflow: hidden;
  isolation: isolate;
}

@media (min-width: 1025px) {
  .hero {
    --hero-h: calc(100vh - 72px - 123px);
    height: var(--hero-h);
    min-height: 540px;
    display: flex;
    align-items: center;
  }
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle, rgba(28, 65, 115, 0.18) 1px, transparent 1px);
  background-size: 24px 24px;
  background-position: 0 0;
  -webkit-mask-image: linear-gradient(180deg, rgba(0, 0, 0, 1) 0%, rgba(0, 0, 0, 0.2) 80%, transparent 100%);
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 1) 0%, rgba(0, 0, 0, 0.2) 80%, transparent 100%);
  opacity: 0.55;
  z-index: 0;
}

.hero-inner {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 48px;
  padding-top: 40px;
  padding-bottom: 40px;
  align-items: center;
  width: 100%;
}

.hero-left {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.hero .eyebrow-row {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 24px;
}

.hero .eyebrow-row .dot {
  width: 8px;
  height: 8px;
  border-radius: 999px;
  background: var(--primary-base);
  box-shadow: 0 0 0 4px rgba(227, 23, 94, 0.18);
}

.hero h1 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: clamp(36px, 4.4vw, 64px);
  line-height: 0.98;
  letter-spacing: -0.035em;
  color: var(--secondary-base);
  margin: 0;
}

.hero h1 .strike {
  color: var(--primary-base);
  display: inline-block;
}

.hero h1 .underline {
  position: relative;
  display: inline-block;
  z-index: 0;
}

.hero h1 .line {
  display: inline-block;
  white-space: nowrap;
}

.hero h1 .underline::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 6px;
  height: 10px;
  background: var(--primary-base);
  opacity: 0.22;
  border-radius: 2px;
  z-index: -1;
}

.hero p.lead {
  color: var(--neutral-70);
  font-size: 19px;
  line-height: 1.55;
  max-width: 540px;
  margin-top: 28px;
}

.hero .cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 32px;
}

.hero-photo {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  min-height: 0;
}

.hero-photo .photo-wrap {
  position: relative;
  width: 100%;
  max-width: 100%;
  aspect-ratio: 5 / 6;
  -webkit-mask-image:
    radial-gradient(ellipse 92% 88% at 50% 50%, #000 60%, rgba(0, 0, 0, 0.7) 80%, rgba(0, 0, 0, 0.15) 95%, transparent 100%);
  mask-image:
    radial-gradient(ellipse 92% 88% at 50% 50%, #000 60%, rgba(0, 0, 0, 0.7) 80%, rgba(0, 0, 0, 0.15) 95%, transparent 100%);
}

.hero-photo .photo-wrap img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
  border-radius: 12px;
}

@media (min-width: 1025px) {
  .hero-photo .photo-wrap {
    max-height: calc(var(--hero-h) - 60px);
    height: auto;
    width: min(100%, calc((var(--hero-h) - 60px) * 5 / 6));
    margin-inline-start: auto;
  }
}

.hero .meta-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-top: 36px;
  max-width: 640px;
}

.hero .meta-row .item {
  background: var(--neutral-00);
  border: 1px solid var(--neutral-20);
  border-radius: 12px;
  padding: 16px 18px;
}

.hero .meta-row .item .k {
  font-size: 11px;
  color: var(--neutral-70);
  letter-spacing: 0.08em;
  text-transform: uppercase;
  font-weight: 700;
}

.hero .meta-row .item .v {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  color: var(--secondary-base);
  font-size: 22px;
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
  margin-top: 6px;
  letter-spacing: -0.01em;
}

.hero .meta-row .item .v small {
  font-size: 13px;
  color: var(--neutral-70);
  font-weight: 500;
  margin-left: 2px;
}

.hero .meta-row .item.accent {
  background: var(--secondary-base);
  border-color: var(--secondary-base);
}

.hero .meta-row .item.accent .k {
  color: var(--primary-light);
}

.hero .meta-row .item.accent .v {
  color: var(--neutral-00);
}

.hero .meta-row .item.accent .v small {
  color: rgba(255, 255, 255, 0.6);
}

.hero-ribbon {
  background: var(--secondary-base);
  color: var(--neutral-00);
  padding: 28px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.05);
}

.hero-ribbon .ribbon-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
}

.hero-ribbon .group {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.hero-ribbon .group:not(:first-child) {
  padding-left: 32px;
  border-left: 1px solid rgba(255, 255, 255, 0.12);
}

.hero-ribbon .group .l {
  font-family: 'Open Sans', sans-serif;
  font-size: 11px;
  color: var(--primary-light);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  font-weight: 700;
}

.hero-ribbon .group .v {
  font-family: 'Open Sans', sans-serif;
  font-size: 15px;
  font-weight: 600;
  color: var(--neutral-00);
}

.hero-ribbon .group .v small {
  font-weight: 400;
  color: rgba(255, 255, 255, 0.6);
  font-size: 13px;
}

.hero-top {
  display: contents;
}

.hero-bottom {
  display: contents;
}

.hero h1 {
  margin: 0;
}

.hero p.lead {
  margin-top: 0;
}

.hero .cta-row {
  margin-top: 0;
}

.btn-outline-navy {
  background: transparent;
  color: var(--primary-base);
  border-color: var(--primary-base);
}

.btn-outline-navy:hover {
  background: var(--primary-base);
  color: var(--neutral-00);
}

.btn-hero {
  height: 58px;
  padding: 0 56px;
  font-size: 17px;
  min-width: 360px;
}

/* price hint under hero CTA */
.price-hint {
  margin-top: 18px;
  padding-left: 4px;
  font-family: 'Open Sans', sans-serif;
  color: var(--neutral-90);
  font-size: 15px;
  font-weight: 600;
  line-height: 1.4;
  letter-spacing: 0.005em;
}

.price-hint .amount {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  color: var(--secondary-base);
  letter-spacing: -0.01em;
  font-variant-numeric: tabular-nums;
}

/* ---------- o que é dpem ---------- */
.what-dpem {
  background: var(--neutral-10);
  padding: clamp(56px, 8vw, 96px) 0;
}

.what-dpem .wd-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.what-dpem .wd-text .eyebrow {
  color: var(--primary-base);
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 12px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  display: block;
  margin-bottom: 16px;
}

.what-dpem .wd-text h2 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 40px;
  line-height: 1.2;
  color: var(--secondary-base);
  margin: 0 0 24px;
  letter-spacing: -0.02em;
  text-wrap: balance;
}

.what-dpem .wd-text p {
  color: var(--neutral-70);
  font-family: 'Open Sans', sans-serif;
  font-weight: 400;
  font-size: 18px;
  line-height: 1.6;
  margin: 0;
  max-width: 54ch;
}

.what-dpem .wd-text p+p {
  margin-top: 18px;
}

.what-dpem .wd-photo {
  position: relative;
  width: 100%;
  aspect-ratio: 4 / 3;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 1px 2px rgba(28, 65, 115, 0.06), 0 24px 60px rgba(28, 65, 115, 0.12);
}

.what-dpem .wd-photo img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
}

/* ---------- obrigatoriedade (editorial) ---------- */
.obrigatoriedade {
  background: var(--neutral-00);
  padding: clamp(72px, 10vw, 120px) 0;
  position: relative;
  overflow: hidden;
}

.obrigatoriedade .ob-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(0, 1fr);
  gap: 80px;
  align-items: start;
  position: relative;
  z-index: 1;
}

.obrigatoriedade .label-col {
  padding-left: 24px;
  border-left: 3px solid var(--primary-base);
}

.obrigatoriedade .label-col .eyebrow {
  color: var(--primary-base);
  margin-bottom: 14px;
}

.obrigatoriedade .label-col h2 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: clamp(36px, 4.4vw, 56px);
  line-height: 1.02;
  letter-spacing: -0.028em;
  color: var(--secondary-base);
  margin: 0;
  text-wrap: balance;
}

.obrigatoriedade .body-col p {
  color: var(--neutral-80);
  font-size: 18px;
  line-height: 1.65;
  max-width: 56ch;
  margin: 0;
}

.obrigatoriedade .body-col p+p {
  margin-top: 18px;
}

.obrigatoriedade .body-col .law {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  margin-top: 32px;
  padding: 10px 16px;
  background: var(--neutral-10);
  border-radius: 8px;
  font-family: 'Open Sans', sans-serif;
  font-size: 13px;
  font-weight: 600;
  color: var(--secondary-base);
  letter-spacing: 0.02em;
}

.obrigatoriedade .body-col .law::before {
  content: "§";
  color: var(--primary-base);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 18px;
  line-height: 1;
}

.obrigatoriedade .watermark {
  position: absolute;
  right: -40px;
  bottom: -120px;
  font-family: 'Poppins', sans-serif;
  font-weight: 800;
  font-size: clamp(180px, 26vw, 360px);
  line-height: 0.8;
  color: rgba(28, 65, 115, 0.04);
  letter-spacing: -0.05em;
  z-index: 0;
  pointer-events: none;
  user-select: none;
}

/* ---------- trust strip (faixa de confiança) ---------- */
.trust-strip {
  background: var(--secondary-base);
  padding: 0;
  color: var(--neutral-00);
}

.trust-strip-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  padding: 28px 0;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 4px 32px;
}

.trust-item+.trust-item {
  border-left: 1px solid rgba(255, 255, 255, 0.12);
}

.trust-item:first-child {
  padding-left: 0;
}

.trust-item:last-child {
  padding-right: 0;
}

.trust-ico {
  width: 44px;
  height: 44px;
  flex-shrink: 0;
  border-radius: 10px;
  background: var(--primary-base);
  color: var(--neutral-00);
  display: flex;
  align-items: center;
  justify-content: center;
}

.trust-text {
  min-width: 0;
}

.trust-title {
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 15px;
  color: var(--neutral-00);
  line-height: 1.25;
  letter-spacing: -0.005em;
}

.trust-desc {
  font-family: 'Open Sans', sans-serif;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.45;
  margin-top: 3px;
}

/* ---------- por que aqui (numbered editorial) ---------- */
.why {
  background: var(--neutral-10);
  padding: clamp(64px, 9vw, 100px) 0;
}

.why .why-head {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
  margin-bottom: 56px;
}

.why .why-head .eyebrow {
  color: var(--primary-base);
  margin-bottom: 10px;
  display: block;
}

.why .why-head h2 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: clamp(32px, 3.6vw, 44px);
  line-height: 1.1;
  color: var(--secondary-base);
  margin: 0;
  letter-spacing: -0.02em;
  max-width: 18ch;
}

.why .why-head .why-aside {
  color: var(--neutral-70);
  font-size: 15px;
  line-height: 1.6;
  max-width: 40ch;
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border-top: 1px solid var(--neutral-20);
}

.why-item {
  padding: 36px 32px 36px 0;
  position: relative;
}

.why-item+.why-item {
  padding-left: 32px;
  border-left: 1px solid var(--neutral-20);
}

.why-item .ico {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--primary-base);
  color: var(--neutral-00);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
}

.why-item .ico svg {
  display: block;
}

.why-item h4 {
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 18px;
  color: var(--secondary-base);
  line-height: 1.3;
  margin: 0 0 10px;
  letter-spacing: -0.005em;
}

.why-item p {
  color: var(--neutral-70);
  font-size: 14.5px;
  line-height: 1.55;
  margin: 0;
  max-width: 28ch;
}

/* ---------- coverages ---------- */
.coverages {
  background: var(--secondary-base);
  color: var(--neutral-00);
  position: relative;
}

.coverages h2 {
  color: var(--neutral-00);
}

.coverages .section-head {
  text-align: center;
  margin-bottom: 56px;
}

.coverages .section-head .eyebrow {
  color: var(--primary-light);
}

.coverages .section-head p {
  color: rgba(255, 255, 255, 0.75);
  margin-top: 12px;
  font-size: 17px;
}

.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.coverage-card {
  background: var(--neutral-00);
  color: var(--secondary-base);
  border-radius: 12px;
  padding: 32px;
  box-shadow: 0 12px 32px rgba(0, 0, 0, 0.15);
  position: relative;
  overflow: hidden;
}

.coverage-card .label {
  font-family: 'Open Sans', sans-serif;
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--neutral-70);
}

.coverage-card .value {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 38px;
  color: var(--primary-base);
  margin-top: 12px;
  line-height: 1.05;
  font-variant-numeric: tabular-nums;
}

.coverage-card .value .qual {
  font-weight: 400;
  font-size: 16px;
  color: var(--neutral-70);
  display: block;
  margin-bottom: 4px;
  font-family: 'Open Sans', sans-serif;
}

.coverage-card .desc {
  color: var(--neutral-70);
  font-size: 14px;
  line-height: 1.55;
  margin-top: 14px;
}

.coverage-card .ico {
  position: absolute;
  top: 28px;
  right: 28px;
  color: var(--secondary-base);
  opacity: 0.18;
}

.coverages .footnote {
  color: rgba(255, 255, 255, 0.65);
  font-size: 13px;
  text-align: center;
  margin-top: 40px;
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.55;
}

/* ---------- steps ---------- */
.steps {
  background: var(--neutral-00);
}

.steps .section-head {
  text-align: center;
  margin-bottom: 64px;
}

.steps .section-head p {
  color: var(--neutral-70);
  margin-top: 12px;
  font-size: 17px;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  position: relative;
}

/* dashed connector — circles are centered in their columns.
   center of col1 = colWidth/2 = (100% - 3*24px)/8 = 12.5% - 9px */
.steps-grid::before {
  content: "";
  position: absolute;
  top: 28px;
  left: calc(12.5% - 9px);
  right: calc(12.5% - 9px);
  height: 2px;
  background-image: linear-gradient(to right, var(--primary-base) 50%, transparent 50%);
  background-size: 12px 2px;
  background-repeat: repeat-x;
  z-index: 0;
  opacity: 0.5;
}

.step {
  position: relative;
  z-index: 1;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
}

.step-num {
  width: 56px;
  height: 56px;
  border-radius: 999px;
  background: var(--primary-base);
  color: var(--neutral-00);
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  box-shadow: 0 0 0 6px var(--neutral-00), 0 0 0 8px var(--primary-lighter);
}

.step h4 {
  color: var(--secondary-base);
  font-size: 17px;
  margin-bottom: 8px;
}

.step p {
  color: var(--neutral-70);
  font-size: 14px;
  line-height: 1.55;
  max-width: 28ch;
}

/* ---------- pricing table ---------- */
.pricing {
  background: var(--neutral-10);
}

.pricing .section-head {
  margin-bottom: 40px;
}

.pricing .section-head p {
  color: var(--neutral-70);
  margin-top: 12px;
  font-size: 17px;
  max-width: 640px;
}

.price-table-wrap {
  background: var(--neutral-00);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.04), 0 8px 24px rgba(28, 65, 115, 0.06);
  border: 1px solid var(--neutral-20);
}

.price-table {
  width: 100%;
  border-collapse: collapse;
  font-family: 'Open Sans', sans-serif;
}

.price-table thead th {
  background: var(--secondary-base);
  color: var(--neutral-00);
  text-align: left;
  padding: 16px 24px;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.price-table thead th:last-child {
  text-align: right;
}

.price-table tbody td {
  padding: 16px 24px;
  border-top: 1px solid var(--neutral-20);
  font-family: 'Poppins', sans-serif;
  font-size: 17px;
  font-weight: 600;
  color: var(--secondary-base);
  letter-spacing: -0.005em;
  vertical-align: middle;
  height: 80px;
}

.price-table tbody td:last-child {
  text-align: right;
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 20px;
  font-variant-numeric: tabular-nums;
  color: var(--primary-base);
  letter-spacing: -0.01em;
}

.price-table tbody tr:nth-child(odd) td {
  background: var(--neutral-05);
}

.price-table tbody tr:hover td {
  background: var(--primary-lightest);
}

.class-tag {
  display: inline-block;
  background: var(--secondary-lightest);
  color: var(--secondary-base);
  font-family: 'Open Sans', sans-serif;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 9px;
  border-radius: 999px;
  margin-left: 10px;
  letter-spacing: 0.06em;
  vertical-align: middle;
  position: relative;
  top: -1px;
}

.pricing .footnote {
  color: var(--neutral-70);
  font-size: 13px;
  margin-top: 24px;
  line-height: 1.6;
  max-width: 880px;
  margin-left: auto;
  margin-right: auto;
  text-align: center;
}

.price-table tbody td .price-main {
  display: block;
}

.price-table tbody td .price-add {
  display: block;
  margin-top: 4px;
  font-family: 'Open Sans', sans-serif;
  font-weight: 400;
  font-size: 11px;
  line-height: 1.35;
  letter-spacing: 0.005em;
  color: var(--neutral-70);
  max-width: 280px;
  margin-left: auto;
  text-align: right;
}

/* ---------- section CTAs (in-section buttons) ---------- */
.section-cta {
  display: flex;
  justify-content: center;
  margin-top: 40px;
  margin-bottom: 32px;
}

.btn-section {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 14px 32px;
  border-radius: var(--r-sm);
  font-family: 'Open Sans', sans-serif;
  font-weight: 600;
  font-size: 16px;
  text-decoration: none;
  transition: background 160ms ease, color 160ms ease, transform 60ms ease, box-shadow 160ms ease;
  white-space: nowrap;
  border: 0;
  cursor: pointer;
}

.btn-section:active {
  transform: translateY(1px);
}

.btn-section-white {
  background: var(--neutral-00);
  color: var(--primary-base);
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.06), 0 6px 16px rgba(0, 0, 0, 0.10);
}

.btn-section-white:hover {
  background: var(--primary-lightest);
  box-shadow: 0 1px 2px rgba(0, 0, 0, 0.06), 0 10px 22px rgba(0, 0, 0, 0.14);
}

.btn-section-magenta {
  background: var(--primary-base);
  color: var(--neutral-00);
  box-shadow: 0 1px 2px rgba(227, 23, 94, 0.18), 0 8px 20px rgba(227, 23, 94, 0.22);
}

.btn-section-magenta:hover {
  background: var(--primary-dark);
  box-shadow: 0 2px 4px rgba(227, 23, 94, 0.22), 0 12px 26px rgba(227, 23, 94, 0.28);
}

.btn-section-wide {
  padding: 16px 64px;
  font-size: 17px;
  width: 100%;
}

.coverages .section-cta {
  display: block;
}

.coverages .section-cta .btn-section {
  display: flex;
  width: 100%;
}

/* ---------- sinistro ---------- */
.sinistro {
  background: var(--secondary-base);
  padding: clamp(64px, 9vw, 100px) 0;
  position: relative;
  overflow: hidden;
  color: var(--neutral-00);
}

.sinistro::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 12% 15%, rgba(227, 23, 94, 0.18), transparent 45%),
    radial-gradient(circle at 90% 90%, rgba(227, 23, 94, 0.10), transparent 50%);
  pointer-events: none;
  z-index: 0;
}

.sinistro .wrap {
  position: relative;
  z-index: 1;
}

.sinistro .si-split {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 80px;
  align-items: center;
}

.sinistro .si-hero .eyebrow {
  display: block;
  margin-bottom: 20px;
  color: var(--primary-light);
}

.sinistro h2 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: clamp(40px, 4.4vw, 56px);
  line-height: 1.02;
  color: var(--neutral-00);
  margin: 0 0 14px;
  letter-spacing: -0.025em;
}

.sinistro .si-sub {
  font-family: 'Poppins', sans-serif;
  font-weight: 500;
  font-size: clamp(20px, 1.7vw, 22px);
  color: rgba(255, 255, 255, 0.92);
  margin: 0 0 18px;
  letter-spacing: -0.005em;
}

.sinistro .si-lead {
  color: rgba(255, 255, 255, 0.72);
  font-size: 16px;
  line-height: 1.6;
  max-width: 44ch;
  margin: 0 0 36px;
}

.sinistro .btn-si-main {
  height: 60px;
  padding: 0 30px;
  font-size: 16px;
  box-shadow: 0 2px 4px rgba(227, 23, 94, 0.22), 0 16px 36px rgba(227, 23, 94, 0.32);
}

.sinistro .btn-si-main:hover {
  box-shadow: 0 2px 4px rgba(227, 23, 94, 0.28), 0 20px 44px rgba(227, 23, 94, 0.40);
}

/* aside */
.sinistro .si-aside {
  background: rgba(255, 255, 255, 0.04);
  border: 1px solid rgba(255, 255, 255, 0.10);
  border-radius: 18px;
  padding: 28px;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.sinistro .si-aside-head {
  padding: 0 4px 18px;
  margin-bottom: 12px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.10);
}

.sinistro .si-aside-kicker {
  display: block;
  font-family: 'Open Sans', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--primary-light);
  margin-bottom: 8px;
}

.sinistro .si-aside-head h3 {
  font-family: 'Poppins', sans-serif;
  font-weight: 700;
  font-size: 20px;
  color: var(--neutral-00);
  margin: 0;
  letter-spacing: -0.01em;
}

.sinistro .si-channels-list {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.sinistro .si-channels-list li {
  display: block;
}

.sinistro .si-channels-list a {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px;
  border-radius: 12px;
  text-decoration: none;
  color: var(--neutral-00);
  transition: background 160ms ease, transform 160ms ease;
}

.sinistro .si-channels-list a:hover {
  background: rgba(255, 255, 255, 0.06);
}

.sinistro .si-channels-list .ico {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(255, 255, 255, 0.08);
  color: var(--neutral-00);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background 160ms ease, color 160ms ease;
}

.sinistro .si-channels-list a:hover .ico {
  background: var(--primary-base);
}

.sinistro .si-channels-list .txt {
  display: flex;
  flex-direction: column;
  gap: 2px;
  min-width: 0;
  flex: 1;
}

.sinistro .si-channels-list .k {
  font-family: 'Open Sans', sans-serif;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: rgba(255, 255, 255, 0.55);
}

.sinistro .si-channels-list .v {
  font-family: 'Open Sans', sans-serif;
  font-size: 16px;
  font-weight: 600;
  color: var(--neutral-00);
  letter-spacing: -0.005em;
  font-variant-numeric: tabular-nums;
}

.sinistro .si-channels-list .arrow {
  color: rgba(255, 255, 255, 0.35);
  font-size: 18px;
  line-height: 1;
  transition: color 160ms ease, transform 160ms ease;
  flex-shrink: 0;
}

.sinistro .si-channels-list a:hover .arrow {
  color: var(--neutral-00);
  transform: translateX(3px);
}

.sinistro .si-aside-footer {
  padding: 18px 4px 0;
  margin-top: 12px;
  border-top: 1px solid rgba(255, 255, 255, 0.10);
}

/* ---------- FAQ ---------- */
.faq {
  background: var(--neutral-00);
}

.faq .section-head {
  margin-bottom: 48px;
  text-align: center;
}

.faq .section-head .eyebrow {
  display: inline-block;
  margin-bottom: 12px;
}

.faq .section-head h2 {
  margin: 0 auto;
}

.faq .section-head p {
  margin: 14px auto 0;
}

.faq-wrap {
  max-width: 880px;
  margin: 0 auto;
}

.faq-item {
  border-bottom: 1px solid var(--neutral-20);
}

.faq-item:first-child {
  border-top: 1px solid var(--neutral-20);
}

.faq-q {
  width: 100%;
  background: transparent;
  border: 0;
  padding: 24px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  font-family: 'Poppins', sans-serif;
  font-weight: 600;
  font-size: 18px;
  color: var(--secondary-base);
  text-align: left;
  cursor: pointer;
  line-height: 1.4;
}

.faq-q:hover {
  color: var(--primary-base);
}

.faq-q:focus-visible {
  outline: 2px solid var(--primary-base);
  outline-offset: 4px;
  border-radius: 4px;
}

.faq-chevron {
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  color: var(--primary-base);
  transition: transform 200ms ease;
}

.faq-item.open .faq-chevron {
  transform: rotate(180deg);
}

.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 240ms ease;
  color: var(--neutral-70);
  font-size: 15.5px;
  line-height: 1.65;
}

.faq-a-inner {
  padding: 0 0 24px 0;
  max-width: 720px;
}

.faq-item.open .faq-a {
  max-height: 400px;
}

/* ---------- CTA banner ---------- */
.cta-banner {
  background: var(--primary-base);
  color: var(--neutral-00);
  text-align: center;
  padding: 80px 0;
}

.cta-banner h2 {
  color: var(--neutral-00);
}

.cta-banner p {
  color: rgba(255, 255, 255, 0.92);
  font-size: 18px;
  margin-top: 14px;
}

.cta-banner .btn {
  margin-top: 32px;
}

.cta-banner .login-link {
  display: block;
  margin-top: 18px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 14px;
  text-decoration: underline;
  text-decoration-color: rgba(255, 255, 255, 0.4);
  text-underline-offset: 4px;
}

.cta-banner .login-link:hover {
  text-decoration-color: var(--neutral-00);
}

/* ---------- responsive ---------- */
@media (max-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr;
    padding-top: 48px;
    padding-bottom: 56px;
    gap: 32px;
    align-items: center;
  }

  .hero-photo {
    min-height: 0;
    padding-bottom: 0;
    justify-content: center;
    height: auto;
  }

  .hero-photo .photo-wrap {
    max-width: 480px;
    aspect-ratio: 5 / 4;
    max-height: none;
  }

  .hero h1 {
    font-size: clamp(34px, 6vw, 48px);
  }

  .hero p.lead {
    font-size: 18px;
    max-width: none;
  }

  .btn-hero {
    min-width: 0;
    padding: 0 40px;
  }

  .trust-strip-grid {
    grid-template-columns: 1fr;
    gap: 0;
    padding: 8px 0;
  }

  .trust-item {
    padding: 16px 0;
  }

  .trust-item+.trust-item {
    border-left: 0;
    border-top: 1px solid rgba(255, 255, 255, 0.12);
  }

  .trust-item:first-child {
    padding-top: 16px;
  }

  .obrigatoriedade .ob-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .obrigatoriedade .label-col {
    padding-left: 20px;
  }

  .sinistro .si-split {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .sinistro .si-aside {
    padding: 20px;
  }

  .what-dpem .wd-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .what-dpem .wd-photo {
    order: -1;
    aspect-ratio: 16 / 10;
  }

  .what-dpem .wd-text h2 {
    font-size: 32px;
  }

  .why-grid {
    grid-template-columns: 1fr 1fr;
  }

  .why-item,
  .why-item+.why-item {
    padding: 28px 20px;
    border-left: 0;
  }

  .why-item:nth-child(2n) {
    border-left: 1px solid var(--neutral-20);
  }

  .why-item:nth-child(n+3) {
    border-top: 1px solid var(--neutral-20);
  }

  .coverage-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 32px;
  }

  .steps-grid::before {
    display: none;
  }

}

@media (max-width: 640px) {
  .wrap {
    padding: 0 20px;
  }

  section {
    padding: 56px 0;
  }

  /* header */
  .header {
    --header-bar-h: 64px;
  }

  .logo-img {
    height: 30px;
  }

  .nav-link {
    display: none;
  }

  /* hero */
  .hero-inner {
    padding-top: 32px;
    padding-bottom: 40px;
    gap: 28px;
  }

  .hero .eyebrow-row {
    margin-bottom: 16px;
    gap: 10px;
  }

  .hero .eyebrow {
    font-size: 11px;
    letter-spacing: 0.12em;
  }

  .hero h1 {
    font-size: clamp(28px, 8vw, 36px);
    line-height: 1.05;
  }

  .hero p.lead {
    font-size: 16px;
    line-height: 1.5;
    margin-top: 0;
  }

  .hero .cta-row {
    width: 100%;
  }

  .btn-hero {
    width: 100%;
    min-width: 0;
    height: 54px;
    font-size: 16px;
    padding: 0 24px;
  }

  .price-hint {
    padding-left: 0;
    font-size: 14px;
  }

  .hero-photo .photo-wrap {
    max-width: 100%;
    aspect-ratio: 4 / 3;
  }

  /* trust strip */
  .trust-ico {
    width: 40px;
    height: 40px;
  }

  .trust-title {
    font-size: 14px;
  }

  .trust-desc {
    font-size: 13px;
  }

  /* obrigatoriedade */
  .obrigatoriedade {
    padding: 64px 0;
  }

  .obrigatoriedade .label-col {
    padding-left: 16px;
    border-left-width: 3px;
  }

  .obrigatoriedade .label-col h2 {
    font-size: clamp(28px, 7.5vw, 36px);
    line-height: 1.08;
  }

  .obrigatoriedade .label-col h2 br {
    display: none;
  }

  .obrigatoriedade .body-col p {
    font-size: 16px;
  }

  .obrigatoriedade .watermark {
    font-size: clamp(140px, 38vw, 220px);
    right: -20px;
    bottom: -60px;
  }

  /* sinistro */
  .sinistro h2 {
    font-size: clamp(32px, 7.5vw, 42px);
  }

  .sinistro .si-sub {
    font-size: 18px;
  }

  .sinistro .si-lead {
    font-size: 15px;
  }

  .sinistro .btn-si-main {
    width: 100%;
    height: 56px;
    font-size: 15px;
  }

  .sinistro .si-channels-list .v {
    font-size: 15px;
  }

  /* what-dpem */
  .what-dpem .wd-grid {
    gap: 28px;
  }

  .what-dpem .wd-text h2 {
    font-size: 26px;
    line-height: 1.18;
  }

  .what-dpem .wd-text p {
    font-size: 16px;
  }

  /* coverages */
  .coverages .section-head {
    margin-bottom: 36px;
  }

  .coverages .section-head p {
    font-size: 15px;
  }

  .coverage-card {
    padding: 24px;
  }

  .coverage-card .value {
    font-size: 32px;
  }

  .coverage-card .ico {
    top: 20px;
    right: 20px;
  }

  .coverage-card .ico svg {
    width: 40px;
    height: 40px;
  }

  /* steps */
  .steps .section-head {
    margin-bottom: 44px;
  }

  .steps-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .step p {
    max-width: none;
    font-size: 15px;
  }

  .step-num {
    width: 48px;
    height: 48px;
    font-size: 20px;
    box-shadow: 0 0 0 5px var(--neutral-00), 0 0 0 7px var(--primary-lighter);
  }

  /* pricing */
  .price-table thead th {
    padding: 12px 14px;
    font-size: 11px;
    letter-spacing: 0.08em;
  }

  .price-table tbody td {
    padding: 14px;
    font-size: 15px;
  }

  .price-table tbody td:last-child {
    font-size: 17px;
  }

  .class-tag {
    display: table;
    margin-left: 0;
    margin-top: 8px;
    font-size: 10px;
    padding: 2px 7px;
  }

  .price-table tbody td:first-child {
    white-space: normal;
  }

  .price-table tbody td:first-child::before {
    content: "";
  }

  /* section cta */
  .section-cta {
    margin-top: 32px;
  }

  .btn-section {
    padding: 14px 24px;
    font-size: 15px;
  }

  .btn-section-wide {
    padding: 14px 24px;
  }

  /* faq */
  .faq .section-head {
    margin-bottom: 32px;
  }

  .faq-q {
    font-size: 15.5px;
    gap: 12px;
    padding: 20px 0;
    line-height: 1.35;
  }

  .faq-chevron {
    width: 22px;
    height: 22px;
  }

  .faq-a {
    font-size: 14.5px;
  }

  /* cta banner */
  .cta-banner {
    padding: 56px 0;
  }

  .cta-banner p {
    font-size: 16px;
  }

  .cta-banner .btn {
    width: 100%;
  }

  /* section heads — general */
  .eyebrow {
    font-size: 11px;
  }

  h2 {
    font-size: clamp(26px, 6.5vw, 32px);
    line-height: 1.15;
  }

  .why .why-head {
    margin-bottom: 36px;
  }

  .why .why-head h2 {
    font-size: clamp(28px, 7vw, 36px);
  }
}

@media (max-width: 420px) {
  .nav-panel .btn-sm {
    padding: 0 14px;
    font-size: 13px;
    height: 38px;
  }

  .logo-img {
    height: 26px;
  }

  .why-grid {
    grid-template-columns: 1fr;
  }

  .why-item,
  .why-item+.why-item {
    padding: 24px 0;
    border-left: 0;
    border-top: 1px solid var(--neutral-20);
  }

  .why-item:first-child {
    border-top: 0;
  }

  .why-item:nth-child(2n) {
    border-left: 0;
  }
}

.home-hero-boat {
  border-width: 0px;
  border-style: solid;
  border-radius: 16px
}

.home-eyebrow {
  padding: 0px 0px 20p
}